Terms & Conditions

Here's the Terms and Conditions for Asset Protection Consulting Group:


Terms and Conditions

Asset Protection Consulting Group Last Updated: February 27, 2026


1. Acceptance of Terms

By accessing or using the website and services of Asset Protection Consulting Group ("Company," "we," "us," or "our"), you ("Client," "you," or "your") agree to be bound by these Terms and Conditions. If you do not agree to these terms in their entirety, please discontinue use of our website and services immediately.

These Terms and Conditions apply to all visitors, applicants, and clients who access or use our services in any manner.


2. Description of Services

Asset Protection Consulting Group provides probate consulting services to heirs and beneficiaries of estates currently in the probate process. Our services include a free initial consultation, plain-English explanation of probate procedures and timelines, and review of your specific estate situation and the options available to you.

Our initial consultation is free of charge and creates no financial obligation. Any continuing engagement beyond the initial consultation is voluntary and governed by separate written agreement between you and Asset Protection Consulting Group.


3. Eligibility

To engage Asset Protection Consulting Group for a probate consultation, you must:

Be at least 18 years of age

Be a named heir, beneficiary, or legal representative of an estate currently in probate

Reside in a state where our services are legally permitted

Provide accurate, complete, and verifiable information regarding the estate

Not be subject to any legal restrictions that would prevent assignment of your inheritance interest

We reserve the right to deny any application at our sole discretion without obligation to provide a reason.


4. Application Process

When you submit an application, you authorize Asset Protection Consulting Group to:

Review and verify the information provided in your application

Contact estate attorneys, administrators, or court representatives to confirm estate details

Access publicly available probate court records related to the estate

Conduct any additional due diligence reasonably necessary to evaluate your application

Submission of an application does not guarantee approval or the provision of funds. All advances are subject to our internal review and approval process.


5. Engagement Agreement

If your application is approved, you will be required to execute a separate written Engagement Agreement prior to receiving any funds. That agreement will govern the specific terms of your engagement, including but not limited to:

The engagement amount

The agreed-upon repayment amount assigned from your inheritance

The specific inheritance interest being assigned

Representations and warranties made by you regarding the estate

Conditions of repayment and default

In the event of any conflict between these Terms and Conditions and your individual Engagement Agreement, the Engagement Agreement shall control.


6. No Financial Obligation

The initial consultation provided by Asset Protection Consulting Group is free of charge and creates no financial obligation. You are under no obligation to retain Asset Protection Consulting Group for any continuing services after the initial consultation.

If you choose to engage us for continuing services beyond the initial consultation, the terms of that engagement will be governed by a separate written agreement clearly disclosing all fees, scope, and obligations.


7. Your Representations and Warranties

By engaging Asset Protection Consulting Group for a probate consultation, you represent and warrant that:

All information provided in your application is true, accurate, and complete to the best of your knowledge

You are a legitimate heir or beneficiary of the estate referenced in your application

You have not previously assigned, pledged, sold, or encumbered the inheritance interest being advanced against

You are not aware of any disputes, challenges, or legal proceedings that would materially affect your inheritance interest, beyond what has been disclosed

You will promptly notify Asset Protection Consulting Group of any material changes to the estate, including disputes among heirs, changes in estate value, or legal challenges to the will or administration

You have the legal authority to enter into this agreement and assign a portion of your inheritance interest


8. Client Obligations

As a client of Asset Protection Consulting Group, you agree to:

Cooperate fully with our team and any estate professionals throughout the advance and repayment process

Promptly respond to requests for information or documentation

Notify us immediately of any changes in estate circumstances that may affect your inheritance

Refrain from taking any action that would impair, delay, or reduce the estate's ability to repay the advance

Direct the estate attorney or administrator to honor the assignment of your inheritance proceeds as outlined in your Engagement Agreement


9. Fees and Costs

Asset Protection Consulting Group provides initial probate consultations free of charge. There are no upfront fees for the initial consultation. Fees for any continuing engagement beyond the initial consultation, if any, will be clearly disclosed in advance and governed by a separate written agreement.


10. No Legal or Financial Advice

Nothing on our website or in our communications constitutes legal, financial, tax, or investment advice. Asset Protection Consulting Group is not a law firm, financial advisory firm, or licensed lender. We strongly encourage all individuals to consult with qualified legal and financial professionals before entering into any continuing engagement with Asset Protection Consulting Group.


11. Intellectual Property

All content on our website, including but not limited to text, graphics, logos, images, and software, is the property of Asset Protection Consulting Group and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or use any of our content without our prior written consent.


12. Limitation of Liability

To the fullest extent permitted by applicable law, Asset Protection Consulting Group shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our services or website, even if we have been advised of the possibility of such damages.

Our total liability to you for any claim arising from or related to our services shall not exceed the amount of the advance actually disbursed to you.


13. Indemnification

You agree to indemnify, defend, and hold harmless Asset Protection Consulting Group, its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising out of or related to:

Your breach of these Terms and Conditions

Any misrepresentation or fraudulent information provided by you

Your violation of any applicable law or regulation

Any third-party claim arising from your use of our services


14. Dispute Resolution

Informal Resolution — In the event of a dispute, you agree to first contact us at [email protected] to attempt to resolve the matter informally. We will make a good-faith effort to address your concerns within 30 days.

Arbitration — If informal resolution is unsuccessful, any dispute arising out of or relating to these Terms and Conditions or our services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association (AAA). Arbitration shall take place in Florida, and the arbitrator's decision shall be final and binding.

Class Action Waiver — You agree that any dispute resolution proceedings will be conducted on an individual basis only. You waive any right to participate in a class action lawsuit or class-wide arbitration against Asset Protection Consulting Group.

Governing Law — These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions.


15. Privacy

Your use of our services is also governed by our Privacy Policy, which is incorporated into these Terms and Conditions by reference. Please review our Privacy Policy to understand our data collection and use practices.


16. Modifications to Terms

We reserve the right to modify these Terms and Conditions at any time. Changes will be effective upon posting to our website with an updated "Last Updated" date. Your continued use of our services following any modifications constitutes your acceptance of the revised terms. We encourage you to review these terms periodically.


17. Severability

If any provision of these Terms and Conditions is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect. The invalid or unenforceable provision shall be modified to the minimum extent necessary to make it enforceable.


18. Entire Agreement

These Terms and Conditions, together with your individual Engagement Agreement and our Privacy Policy, constitute the entire agreement between you and Asset Protection Consulting Group with respect to our services and supersede all prior agreements, representations, and understandings.

19. SMS / Text Messaging Program

Asset Protection Consulting Group operates an SMS text-messaging program for individuals who have opted in via our consultation request form on <https://assetpcg.com>.

SMS Program Description and Use Cases: We use SMS to (1) follow up with individuals who submitted our consultation request form regarding their probate situation, (2) schedule consultation calls with a probate specialist, and (3) send case-status updates following an initial consultation. Message content includes both transactional communications (scheduling, follow-up, case updates) and informational/promotional content related to our probate consulting services.

Opt-Out Instructions: You may opt out of SMS communications at any time by replying STOP to any message we send you. After replying STOP, you will receive one final confirmation message and will not receive any further SMS communications from us. For help, reply HELP to any message.

Message Frequency and Data Rates: Message frequency varies based on your engagement with our services. Standard message and data rates may apply per your mobile carrier plan.

Carrier Liability Disclaimer: Wireless carriers are not liable for delayed or undelivered messages.

SMS Support: For questions about our SMS program, contact us at (561) 372-1578 or [email protected].


20. Contact Us

If you have any questions or concerns about these Terms and Conditions, please contact us at:

Asset Protection Consulting Group 📞 (561) 372-1578 ✉️ [email protected] 🕐 Monday – Friday: 9AM – 7PM EST


These Terms and Conditions are provided for informational purposes and do not constitute legal advice. Asset Protection Consulting Group recommends consulting with a qualified attorney to ensure these terms are appropriate for your specific business and jurisdiction.