Here's the Terms and Conditions for Asset Protection Consulting Group:
Terms and Conditions
Asset Protection Consulting Group Last Updated: February 27, 2026
1. Acceptance of Terms
By accessing or using the website and services of Asset Protection Consulting Group ("Company," "we," "us," or "our"), you ("Client," "you," or "your") agree to be bound by these Terms and Conditions. If you do not agree to these terms in their entirety, please discontinue use of our website and services immediately.
These Terms and Conditions apply to all visitors, applicants, and clients who access or use our services in any manner.
2. Description of Services
Asset Protection Consulting Group provides inheritance advance services to heirs and beneficiaries of estates currently in the probate process. Our services allow qualifying individuals to receive a cash advance against their anticipated inheritance prior to the conclusion of probate proceedings.
Our inheritance advances are not loans. They are non-recourse transactions in which we advance a portion of your expected inheritance in exchange for an assignment of that same portion of your future inheritance proceeds. You are not personally liable for repayment. Repayment is made solely from the estate upon conclusion of probate.
3. Eligibility
To qualify for an inheritance advance through Asset Protection Consulting Group, you must:
Be at least 18 years of age
Be a named heir, beneficiary, or legal representative of an estate currently in probate
Reside in a state where our services are legally permitted
Provide accurate, complete, and verifiable information regarding the estate
Not be subject to any legal restrictions that would prevent assignment of your inheritance interest
We reserve the right to deny any application at our sole discretion without obligation to provide a reason.
4. Application Process
When you submit an application, you authorize Asset Protection Consulting Group to:
Review and verify the information provided in your application
Contact estate attorneys, administrators, or court representatives to confirm estate details
Access publicly available probate court records related to the estate
Conduct any additional due diligence reasonably necessary to evaluate your application
Submission of an application does not guarantee approval or the provision of funds. All advances are subject to our internal review and approval process.
5. Advance Agreement
If your application is approved, you will be required to execute a separate written Advance Agreement prior to receiving any funds. That agreement will govern the specific terms of your advance, including but not limited to:
The advance amount
The agreed-upon repayment amount assigned from your inheritance
The specific inheritance interest being assigned
Representations and warranties made by you regarding the estate
Conditions of repayment and default
In the event of any conflict between these Terms and Conditions and your individual Advance Agreement, the Advance Agreement shall control.
6. Non-Recourse Nature of Advances
All inheritance advances provided by Asset Protection Consulting Group are strictly non-recourse. This means:
You are not personally obligated to repay the advance from your own funds
If the estate fails to produce sufficient proceeds to satisfy the advance, you owe nothing beyond what the estate pays
We assume the risk of estate shortfalls, insolvency, or other circumstances that reduce or eliminate inheritance proceeds
This non-recourse nature applies only when you have provided truthful and complete information throughout the application and advance process. Misrepresentation, fraud, or material omission of information may void the non-recourse protection and expose you to personal liability.
7. Your Representations and Warranties
By applying for and accepting an inheritance advance, you represent and warrant that:
All information provided in your application is true, accurate, and complete to the best of your knowledge
You are a legitimate heir or beneficiary of the estate referenced in your application
You have not previously assigned, pledged, sold, or encumbered the inheritance interest being advanced against
You are not aware of any disputes, challenges, or legal proceedings that would materially affect your inheritance interest, beyond what has been disclosed
You will promptly notify Asset Protection Consulting Group of any material changes to the estate, including disputes among heirs, changes in estate value, or legal challenges to the will or administration
You have the legal authority to enter into this agreement and assign a portion of your inheritance interest
8. Client Obligations
As a client of Asset Protection Consulting Group, you agree to:
Cooperate fully with our team and any estate professionals throughout the advance and repayment process
Promptly respond to requests for information or documentation
Notify us immediately of any changes in estate circumstances that may affect your inheritance
Refrain from taking any action that would impair, delay, or reduce the estate's ability to repay the advance
Direct the estate attorney or administrator to honor the assignment of your inheritance proceeds as outlined in your Advance Agreement
9. Fees and Costs
Asset Protection Consulting Group charges no upfront fees to apply for or receive an inheritance advance. Our compensation is reflected in the difference between the advance amount you receive and the assigned repayment amount drawn from your inheritance at the conclusion of probate.
All fees and the total repayment amount will be clearly disclosed in your individual Advance Agreement prior to your acceptance. You are encouraged to review all terms carefully and consult with an independent attorney before signing.
10. No Legal or Financial Advice
Nothing on our website or in our communications constitutes legal, financial, tax, or investment advice. Asset Protection Consulting Group is not a law firm, financial advisory firm, or licensed lender. We strongly encourage all applicants to consult with qualified legal and financial professionals before entering into any inheritance advance agreement.
11. Intellectual Property
All content on our website, including but not limited to text, graphics, logos, images, and software, is the property of Asset Protection Consulting Group and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or use any of our content without our prior written consent.
12. Limitation of Liability
To the fullest extent permitted by applicable law, Asset Protection Consulting Group shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our services or website, even if we have been advised of the possibility of such damages.
Our total liability to you for any claim arising from or related to our services shall not exceed the amount of the advance actually disbursed to you.
13. Indemnification
You agree to indemnify, defend, and hold harmless Asset Protection Consulting Group, its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising out of or related to:
Your breach of these Terms and Conditions
Any misrepresentation or fraudulent information provided by you
Your violation of any applicable law or regulation
Any third-party claim arising from your use of our services
14. Dispute Resolution
Informal Resolution — In the event of a dispute, you agree to first contact us at [email protected] to attempt to resolve the matter informally. We will make a good-faith effort to address your concerns within 30 days.
Arbitration — If informal resolution is unsuccessful, any dispute arising out of or relating to these Terms and Conditions or our services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association (AAA). Arbitration shall take place in Florida, and the arbitrator's decision shall be final and binding.
Class Action Waiver — You agree that any dispute resolution proceedings will be conducted on an individual basis only. You waive any right to participate in a class action lawsuit or class-wide arbitration against Asset Protection Consulting Group.
Governing Law — These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions.
15. Privacy
Your use of our services is also governed by our Privacy Policy, which is incorporated into these Terms and Conditions by reference. Please review our Privacy Policy to understand our data collection and use practices.
16. Modifications to Terms
We reserve the right to modify these Terms and Conditions at any time. Changes will be effective upon posting to our website with an updated "Last Updated" date. Your continued use of our services following any modifications constitutes your acceptance of the revised terms. We encourage you to review these terms periodically.
17. Severability
If any provision of these Terms and Conditions is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect. The invalid or unenforceable provision shall be modified to the minimum extent necessary to make it enforceable.
18. Entire Agreement
These Terms and Conditions, together with your individual Advance Agreement and our Privacy Policy, constitute the entire agreement between you and Asset Protection Consulting Group with respect to our services and supersede all prior agreements, representations, and understandings.
19. Contact Us
If you have any questions or concerns about these Terms and Conditions, please contact us at:
Asset Protection Consulting Group 📞 (561) 372-1578 ✉️ [email protected] 🕐 Monday – Friday: 9AM – 7PM EST
These Terms and Conditions are provided for informational purposes and do not constitute legal advice. Asset Protection Consulting Group recommends consulting with a qualified attorney to ensure these terms are appropriate for your specific business and jurisdiction.